Fees & Pricing for for QuickBooks Online (US)

ApprovalMax Pay uses different pricing models depending on the payment method you choose. There are no hidden fees, and charges are clearly shown before you make a payment.

Payments are pay-as-you-go: no subscription, maintenance or inactivity fees. You pay per payment made from your balance, and the fee depends on the payment method: standard ACH, Instant (RTP), domestic wire, international local payment or SWIFT wire.

Full pricing is in the table below.

No. ApprovalMax Pay does not charge account-opening, balance-holding, or maintenance fees. Fees apply only when a payment is executed.

An FX rate is applied at the time of conversion and shown before you confirm. Rates depend on the currencies involved and market conditions.

Yes. Any applicable fees and FX rates are displayed during payment setup, before final approval and execution.

Instant payments are coming soon. When you choose Instant for a payment, and your vendor's bank accepts RTP, the money usually lands in your vendor's account within seconds. Instant is not available on US public holidays. You can always pay by standard ACH or domestic wire instead.

We only offer Instant when your vendor's bank accepts RTP. In rare cases, a specific account at that bank can't receive the payment instantly. We then send it by standard ACH so your vendor is still paid, and the Instant fee still applies.

With OUR, you cover all transfer fees, so your vendor receives the full amount. With SHA, fees are shared, and intermediary banks may deduct charges from the amount your vendor receives.